What Climate Zone is San Mateo, California?

San Mateo is in IECC Climate Zone 3C (Warm - Marine). Get accurate Manual J load calculations with official design temperatures for San Mateo.

Climate Zone
3C
Winter Design
41°F
Summer Design
81°F
ZIP Codes
39

San Mateo, California falls within IECC Climate Zone 3C (Warm - Marine), a mixed-climate region with marine moisture conditions. HVAC contractors working in San Mateo must use the official ASHRAE design temperatures of 41°F (99% winter) and 81°F (1% summer) when performing Manual J load calculations. These values represent the outdoor conditions your heating and cooling system must handle 99% and 1% of the year, respectively — ensuring proper equipment sizing without costly over- or under-sizing.

Zone 3C experiences both significant heating and cooling loads. San Mateo homes need balanced insulation — R-20 walls, R-30 ceilings — plus windows with U-factor 0.32 and SHGC 0.4 per the IECC 2021 energy code.

San Mateo Insulation Requirements (IECC 2021)

Minimum insulation R-values and window performance requirements for Climate Zone 3C in San Mateo, California.

Building ComponentMinimum RequirementUnit
Ceiling / Attic InsulationR-30R-value
Wall InsulationR-20R-value
Floor InsulationR-19R-value
Window U-Factor0.32BTU/hr-ft²-°F
Window SHGC0.4Coefficient
Air Infiltration0.15ACH50

San Mateo HVAC Contractors: Get Your Free Manual J Report

Climate Zone 3C requires precise load calculations. Upload your San Mateo blueprint and get a professional Manual J report in 60 seconds— first report is FREE. Pre-loaded with San Mateo's exact design temperatures (41°F winter / 81°F summer).

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Verify Your San Mateo ZIP Code

Enter your ZIP code to confirm it's in San Mateo and get climate zone details.

San Mateo covers 39 ZIP codes: 94002, 94005, 94010, 94014, 94015, 94019, 94020, 94021, 94025, 94027 and 29 more

San Mateo Design Temperatures

Official ASHRAE design temperatures for San Mateo, used for accurate Manual J load calculations.

Winter 99% Design Temp
41°F
Summer 1% Design Temp
81°F
Summer Wet Bulb
63°F

IECC Requirements for Zone 3C

Minimum insulation and window requirements for San Mateo per IECC 2021.

Wall Insulation:R-20
Roof/Ceiling:R-30
Floor Insulation:R-19
Window U-Factor:0.32
Window SHGC:0.4

Energy Code: 2022 Title 24

Recommended HVAC Equipment for San Mateo

Heating Systems

Gas furnace
Heat pump
Typical AFUE
90-95%

Cooling Systems

AC (often optional)
Heat pump
Typical SEER
14 SEER

Get Free Manual J Calculations for San Mateo

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